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Condominiums

Our condominium insurance program is designed for well-maintained properties with established management and responsible tenants. We offer three options for Un…

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Coverage

Condominiums

Our condominium insurance program is designed for well-maintained properties with established management and responsible tenants. We offer three options for Unit-Owners Property Coverage: Bare Walls (no interior coverage), Partial Coverage for upgrades to interior units (betterments and improvements…

Who Needs This Coverage

  • Condominium associations and HOAs with 50%+ occupancy
  • Owner-occupied condominiums meeting underwriting standards
  • Condominium developers and converters
  • Property management companies for condos
  • Commercial condo associations

What's Covered

  • Property: Up to $100M per location, $6M per building
  • Three Unit-Owner Coverage Options: Bare Walls, Partial Betterments, Full Betterments
  • General Liability for association operations
  • Directors and Officers liability for board members
  • Business Income ALS with 24 months period of indemnity
  • Water Damage (back-up of sewers/drains)

Related Resources

  • Get a Condominiums Quote
  • Condominiums: Frequently Asked Questions
  • Condominiums Cost Guide
  • All Commercial Coverages
  • Coverage Library