How much does Condominium Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for condominium insurance — property and liability coverage for condo associations and unit owners.
Condominium insurance covers common area property, liability, and building structures for condo associations and HOA-managed properties.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Complex (10–30 units) | N/A | $3,000–$10,000/yr | Basic master policy. |
| Large Complex (100+ units) | N/A | $15,000–$50,000/yr | Comprehensive coverage with amenities. |