Condominium Insurance Insurance — Your Questions Answered
Quick Answer
Common questions about Condominium Insurance — what it covers, costs, exclusions, and requirements explained by licensed insurance agents.
Comprehensive FAQ, cost guide, and claims examples for condominium insurance — property and liability coverage for condo associations and unit owners.
Quick Summary
Condominium insurance covers common area property, liability, and building structures for condo associations and HOA-managed properties.
What does condominium insurance cover?
The master policy covers common areas, building structure, and shared amenities. Individual unit owners need separate HO-6 policies for personal property and unit interiors.
Who is responsible for insuring the condo building?
The condo association or HOA carries the master policy for common areas and building exteriors.