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Condominium Insurance: Frequently Asked Questions

Common questions about Condominium Insurance — what it covers, costs, exclusions, and requirements explained by licensed insurance agents.

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Condominium Insurance Insurance — Your Questions Answered

Comprehensive FAQ, cost guide, and claims examples for condominium insurance — property and liability coverage for condo associations and unit owners.

Quick Summary

Condominium insurance covers common area property, liability, and building structures for condo associations and HOA-managed properties.

What does condominium insurance cover?

The master policy covers common areas, building structure, and shared amenities. Individual unit owners need separate HO-6 policies for personal property and unit interiors.

Who is responsible for insuring the condo building?

The condo association or HOA carries the master policy for common areas and building exteriors.

Related Resources

  • Condominium Insurance Coverage
  • Condominium Insurance Cost Guide
  • Insurance Resources