Crime Insurance
Quick Answer
Crime Insurance, including Employee Dishonesty Coverage, protects businesses from financial losses due to employee theft and dishonest acts.

Protect the money and assets your organization works to earn. Request commercial crime coverage around employee access, payment procedures and the fraud exposures you want reviewed.
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Review employee theft protection
Employee access to cash, inventory, accounts and client property can create different exposures. Describe the assets involved and request limits that reflect what could be at risk.

Address funds-transfer and computer fraud
Payment instructions and online transactions deserve a specific coverage review. Request computer fraud, funds-transfer fraud and social-engineering options individually, because their terms and sublimits can differ.

Include money and property away from the office
Cash in transit, deposits and property held for others may need separate attention. Tell us where assets are kept, who handles them and what responsibilities your contracts impose.

Choose a limit and share your controls
Select the crime coverage request in the management liability application, then provide payment approval and reconciliation procedures. Your summary will show the requested coverage and limit together.
