Fine Dining Insurance
Quick Answer
Fine Dining Insurance provides sophisticated coverage for upscale restaurants with high-value inventory, expensive equipment, and premium liability needs.
Protect the investment in your dining experience—from a carefully designed room and professional kitchen to wine service and private events. Request a fine-dining insurance program that reflects the value of your business.
Start Your Quote · 1-888-254-0089
Value the details you have invested in
Custom finishes, specialty kitchen equipment and valuable contents can be expensive to replace. Include tenant improvements, furnishings and the building when owned, rather than relying on an undifferentiated property estimate.
Review wine and temperature-sensitive stock
Wine inventory, specialty ingredients and refrigerated stock may need specific valuation and spoilage options. Tell us about cellar controls and peak inventory values so we can discuss available protection and any applicable sublimits.
Host private occasions with confidence
Private dining, tasting menus, off-site catering and alcohol service should be reflected in the application. Review general liability, liquor liability, hired and non-owned auto and umbrella requests around those activities.
Protect the team behind your reputation
Chefs, servers and managers keep the experience consistent. Request workers’ compensation and employment practices options, and include business income protection when considering how a covered property loss could affect reservations and payroll.
