Franchise Restaurant Insurance
Quick Answer
Franchise Restaurant Insurance provides comprehensive multi-location coverage tailored to franchise business requirements and franchisor obligations.
Protect the restaurant you own and the brand standards you work hard to deliver. Compare coverage for your franchise kitchens, dining rooms, employees and income, whether you operate one location or a growing restaurant group.
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Meet your franchise and lease requirements
Your franchisor and landlord may require specific liability limits, additional insured endorsements and property protection. Bring those requirements together in one restaurant insurance request so your agent can help you identify the coverage needed for your operation.
Keep every kitchen and location protected
A fire, refrigeration failure or damaged cooking equipment can interrupt service and revenue. Request property, equipment breakdown, food spoilage and business income coverage, with building improvements and equipment values listed for each restaurant.
Cover the way you serve your customers
Drive-through service, dine-in meals, catering, delivery and alcohol sales each affect your restaurant’s insurance needs. Describe the services at every location and request general liability, liquor liability and commercial auto or hired and non-owned auto coverage where applicable.
Support your team and your next opening
Protect the people behind each shift with workers’ compensation and review employment practices, cyber and umbrella options as your restaurant group grows. Tell us about planned openings, payroll and sales so we can help you prepare a coordinated coverage request.
