Jewelry & Valuables Insurance
Quick Answer
Jewelry floater insurance: scheduled coverage at full appraised value, no deductible, for engagement rings, fine jewelry, and luxury watches. Worldwide coverag…
Protect the pieces you wear, collect and treasure with a personal jewelry coverage review. Request scheduled protection using item descriptions, values and the way your jewelry is stored and worn.
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Schedule the pieces that matter
Engagement rings, watches, heirlooms and individual high-value pieces should be described and valued clearly. Provide appraisals or purchase information when available so requested limits can be reviewed item by item.
Review protection beyond a basic sublimit
Homeowners coverage can include jewelry limitations, particularly for theft. A scheduled articles review can help compare available broader protection, deductibles and valuation terms for the items you identify.
Discuss travel and everyday wear
Tell us whether pieces are worn regularly, kept in a safe or taken abroad. Ask about territorial provisions, accidental loss and exclusions so the available policy terms match how you use the items.
Keep values current
A new purchase or updated appraisal can change the amount you want insured. Use the personal jewelry application to list requested item values and deductibles, and add any valuation questions for your specialist.
