Outdoor Recreation Insurance
Quick Answer
Outdoor recreation and adventure sports insurance: general liability, participant accident, and equipment coverage for camps, guides, and adventure operators.
Protect your outdoor business with an application that starts with the activities you lead. Get a focused review for guides, camps and recreation operators, including participants, equipment and location requirements.
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Describe the adventure accurately
Hiking, climbing, paddling and overnight trips are different operations. Identify terrain, participant ages, group sizes and activities so the insurance review reflects the trips and experiences you sell.
Review participant and professional exposures
Guiding and instruction can create liability beyond ordinary premises use. Request participant liability, professional liability and accident medical options as appropriate, and disclose waivers and safety procedures.
Protect equipment in the field
Rental gear, camping equipment and portable property may travel between storage and remote locations. Include values, ownership and transport arrangements when requesting equipment protection.
Meet location and contract requirements
Landowners, permit issuers and event partners may ask for specific limits and additional insured provisions. Provide the actual requirements and include vehicle use, campsites and seasonal staffing in the review.
