Sports Insurance
Quick Answer
Sports insurance provides broad coverage for professional and amateur sports organizations, athletic facilities, sports teams, and sporting events. This specia…

Protect the organization behind the game. Request sports insurance that identifies participants, spectators, coaches, venues and events so the coverage review follows the activity you actually organize.
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Distinguish participants from spectators
Liability protection and participant accident medical coverage serve different purposes. Identify the sport, age groups, participant counts and event format, and request a review of athletic participant provisions.

Protect events and facilities
A tournament, leased field and year-round facility may carry different contractual requirements. Share venue agreements, attendance and operations so requested liability limits and additional insured needs can be reviewed.

Include coaching and safeguarding exposures
Instruction, travel, volunteers and youth programs should be disclosed in the application. Request a specific review of professional liability and abuse or molestation coverage when relevant to your organization.

Cover the organization’s assets
Sports equipment, uniforms, office contents and facilities may require separate values. Add property, D&O, crime or workers’ compensation requests according to the organization’s ownership and staffing.
