Sports & Leisure Insurance
Quick Answer
Sports and leisure insurance: general liability, participant accident medical, and D&O for youth leagues, fitness studios, sports camps, and recreational facil…
Build a program for the way people train, play and gather at your facility. Request insurance for sports and leisure operations with attention to instruction, participants, equipment and premises.
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Match the quote to your activities
Fitness instruction, court sports, leagues and recreation rentals present different risks. List every activity, instructor arrangement and participant age group so the review is more specific than a facility name.
Review participant protection
Ask about participant liability and accident medical options as separate coverage requests. Waivers and membership agreements should be reviewed alongside the insurance program rather than treated as a substitute for coverage.
Protect equipment and operating income
Exercise equipment, sports surfaces and leased improvements can be costly to repair. Include property values, equipment breakdown and business income requests relevant to your facility.
Plan for events and expanded services
Camps, competitions, outside instructors and special events can change a facility’s exposure. Describe these activities and any youth programs, and request the appropriate liability and safeguarding review.
