Coverage
Uber Black & Luxury Rideshare Insurance
Uber Black insurance is specialized commercial auto coverage designed for professional drivers using luxury vehicles on the Uber Black platform. Unlike standard rideshare services, personal auto policies do not qualify for Uber Black—commercial auto insurance is required to meet platform and state r…
Who Needs This Coverage
- Uber Black and Uber Black SUV drivers
- Luxury sedan operators (Lincoln, Cadillac, Mercedes, BMW)
- Premium SUV rideshare drivers (Escalade, Navigator, GLS)
- Executive transportation and black car services
- Airport black car and chauffeur services
What's Covered
- Commercial auto liability up to $1.5M combined single limit
- Comprehensive and collision coverage for luxury vehicles
- Uninsured/underinsured motorist protection
- Hired and non-owned auto coverage
- Personal injury protection (PIP)
- Gap coverage for leased vehicles