Coverage
Builders Risk
Builders risk insurance protects construction projects during the building phase, covering materials, equipment, and structures from damage or loss. Our expanded primary builders risk solutions offer customized coverage for ground-up construction and renovations with primary limits up to $25M TIV an…
Who Needs This Coverage
- General contractors and construction companies
- Property developers and real estate investors
- Homebuilders and residential contractors
- Renovation and remodeling contractors
- Commercial property owners during construction
What's Covered
- Ground-up construction: Up to $3.5M TIV for frame, $5M TIV for superior construction
- Renovation coverage: Up to $4M limits for Joisted Masonry or Masonry Non-Combustible
- Primary layers up to $2.5M for projects of $10M or less
- General liability limits up to $1M/$2M
- Excess builders risk options up to $5M
- Protection for materials, equipment, and structures during construction