Auto Body Shop Insurance in Los Angeles, California

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Auto Body Shop Insurance in Los Angeles, California

An auto body and repair shop are a rewarding business that allows you to interact with customers daily. Working with customers and the customer's property regularly can put your business at risk when problems arise. By setting up the appropriate types of Auto Body Shop Insurance also known as Garage Insurance, you can take steps to minimize potential risks and problems along the way.

Types of Auto Body Shop coverages include:

  • General and Umbrella Liability
  • Auto and Fleet Liability
  • Property/Cargo Insurance
  • Crime Insurance
  • Workers’ Comp

Auto Body Shop Insurance Coverages in Los Angeles, California

Eligible auto service risks (non-dealer operations) include repair shops with tune-ups, breaks, transmission, lube & oil, auto body, glass and engine repair, detail, and similar types of operations, such as following business types:

  • Service stations
  • Convenience stores selling gas
  • Car washes including 24/7 operations
  • Auto service centers
  • Full service gas stations
  • Car wash and detailing
  • Self Service gas stations with mini-mart
  • Trailer repair - boat and/or utility
  • Transmission, muffler, and brake shops
  • Truck repair (Light and medium duty vehicles)
  • Quick change lube shops Auto body/collision repairAuto glass repair/installation Brake shopsMuffler shops
  • Retail auto parts and accessories stores - new parts only
  • Auto quick lube shops (oil and lube)
  • Retail tire stores - new tires; no used tire installation
  • Auto repair or service shops including:
  • General automotive repair
  • Auto body & collision repair
  • Retail tire stores
  • Auto parts & accessories stores (new parts)
  • Oil & lube shops
  • Brake, transmission and muffler shops
  • Auto glass repair/installation
  • Vehicle sound/alarm system installation



• Garage and General Liability - Mechanics E&O

  Employee Benefits liability

• Business Income and Extra Expense – Actual Loss Sustained

• Equipment Breakdown Protection

• Building and Business Personal Property - No coinsurance provision

• Limited Discrimination Coverage option

• Crime – employee dishonesty, forgery or alteration, money and securities

• Business auto liability and physical damage

• Garage keeper’s liability (direct or legal liability basis) - Blanket Waiver of Subrogation available

• Umbrella liability limits up to $5 million

 $750 minimum premium


Keep in mind also that you may need separate coverage for your commercial auto's, workers compensation and group employee benefits like health and life insurance. Let one of our auto body shop insurance specialists find the right coverage for you today. Contact us to find out more about auto service insurance in Los Angeles California including the Los Angeles, Orange County, San Francisco, San Jose, and Sherman Oaks areas.