Los Angeles, California Contractors Insurance

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California Insurance specializes in providing contractors general liability insurance for as low as 500.00 per year and other coverages vital to contractors including builders risk insurance, commercial auto coverage, and insurance for tools and equipment. Contractors Insurance can be very confusing at times, so we are here to assist you through the process of selecting the right coverage from the right company. We have many companies to find you the best possible coverage at an affordable price. We have many years in the Construction insurance industry to evaluate your risk and solve the coverage needs of your construction company.

General Liability Insurance Premiums Starting as Low as 500.00 Per Year

This liability insurance will protect you from most cliams that would aris from the day to day activities. This includes the activity of running a business and the type of accidents that would occur at a job site.



Contractors General Liability Insurance

Non-Admitted Program:

  • Roofers, GC's, Plumbers and May More!

  • Up to $2/$4/$4 Primary Limits Available

  • Rate, Quote and Bind within an 15 mins.

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ISO Admitted Program:

  • GC's, Remodelers, Electricians, Home Builders, Drywall, Painters, HVAC, Flat Concrete and Many More!

  • Up to $2,000,000/$4,000,000/$4,000,000 Limits Available

  • Inland Marine/Property Riders Available

  • Rate, Quote and Bind with 15 mins

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Middle Market Program:

  • All Classes Considered

  • Multi-Million Dollar Limits

  • CG2010 and CG2037 endorsements available

  • Pollution Coverage Available


California Contractor Program now allows service and repair work in condominiums, townhomes and HOA’s. This program also accepts B licensed remodelers, including structural remodelers, artisan contractors performing new residential work in custom homes and now offers limits from $300,000/$300,000/$300,000 to $1,000,000/$2,000,000/$2,000,000 for all risks.


Contractors Equipment Insurance for Tools and Equipment

Hand tools are normally covered on a blanket basis with no list or schedule. Equipment Insurance will protect your larger tools and equipment such as welders, generators, nail guns and other expensive portable equipment.

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Builders Risk - C.O.C (Course of Construction) Commercial Builders Risk Insurance   

Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.

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Workers' Compensation

Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers' compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers' compensation insurance.

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Business Auto Insurance

Personal auto policies exclude autos used for Commercial and Business purposes and would therefore require coverage on a policy designed for such use. If you use your automobile in business be sure you have the right policy and coverage is not excluded.

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Surety Bonds: Bid Bonds, Payment Performance Bonds:

Types of Bonds

Types of bonds written include:

  • Performance bonds

  • Labor and material bonds

  • Bid bonds

  • Supply bonds

  • Maintenance bonds


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Miscellaneous Surety

California Insurance offers small commercial miscellaneous surety bonds to public and private companies across a diverse group of industries.

Types of Bonds

Types of bonds written include:

  • Municipal license & permit bonds

  • State license & permit bonds

  • Probate bonds

  • Fidelity bonds

  • Public official bonds

  • Notary bonds and notary errors & omissions insurance

  • Employee dishonesty bonds

  • Janitorial service bonds

  • Other miscellaneous bonds