Owning a small business in California, whether it's Los Angeles, Santa Monica, Redondo Beach or somewhere up North, comes with countless things to consider and respond to. Different types of risk can sometimes be easily overlooked. The risk of an employee being injured on the job is something that all small businesses need to consider and respond to.
There’s a 50% chance that a small business will have an injured employee on the job sometime in the next 10 years. A small business can be especially vulnerable because of the amount of expense it can cause from lost wages to medical bills. California Workers Compensation Insurance can protect your small business and give you piece of mind.
Some of the ways you can help to lower the chances of a workplace injury are to follow the guidelines set forth by Occupational Safety and Health Administration (OSHA). You can perform safety inspections, keep your floors clean and clear of clutter, provide your employees with modern safety gear, and have scheduled safety training for employees.
You also want to consider that each state has different requirements so be sure to talk with an insurance professional in California that specializes in Workers Compensation Insurance.
You have enough to keep track of an a business owner, having the right insurance in place will free you to focus on your product or service and making your business the best it can be!